Mortgage 1 Brighton

Your trusted Mortgage Lender

Mortgage 1 has been serving the Brighton, Michigan area for over 20 years. Helping our clients get new home loans, refinancing, or any of our many creative loan options Get Started today!

We’re With You Every Step of The Way

Mortgage 1 – Brighton guides clients to the best loan options available from trusted, responsive and confident advisors. We help you achieve the joy of home ownership while we gain life long friends.


Talking to one of our qualified agents puts you on a road to success. Knowing your next steps gives you freedom to make the right decisions.


Our simple pre-approval process can take place online or in our office. You will know within minutes what you are working with. 


It’s not just about getting pre-approved, it’s about knowing what type of loan is the best for you in your current situation.


Once you know your approval amount and what options, you’ll find your next home or business location. You’re not alone. Our agents will walk with you each step of the way.


When we work with you, we work with you for life.  Whatever the next chapter of life brings, we are here for you even after the deal is signed. 

Helping Create Home Owners

Brighton, Michigan and the surround community continue to prosper, grow, and expand.  Owning a home or business has never been more appealing than it is right now in our view. Because we’ve been life long residents of the Brighton area, we get our joy out of helping our community make the same lasting decision. 

Our Services


Get that home loan and the home improvments all wrapped up in one loan. 

Conventional Loan

A standard home loan not needing to be backed up by any other agency.

FHA Loan

Loans backed up by the Federal Housing Administration that require insurance on the loan. 

Physician Mortgage Loan

A Unique loan specially crafted for physicians. 


Is a form of a FHA Loan for qualified buyers with a qualified credit score. 

Rural Development

USDA loans are zero-down-payment mortgages for rural and suburban home buyer.
Learn More


Veteran Loans

The VA loan is a mortgage option available to Veterans, Service Members and select military spouses for $0 down.
Learn More

Other Loan Options

Ask us about other creative loan options that may exist for you.


Finding the right home or commercial building is hard enough. Get your pre-approval today to take the guess work out of your new purchase. Simply fill out our “Get Pre-Approved” button to get started. It takes less than 5 minutes to get the ball rolling. 

Online Approval

Easy Process

Pre Funding

Download Guide

 Planning Ahead Alleviates delays when you find your home

Nothing is more frustrating than finding the right home and loosing to another buyer who had their pre-approval preparation work down and down payment ready when the time had come. We don’t want that for you or our friends and family. 

Common Questions & Answers

At Mortgage 1 – Brighton, we know you’ve got questions. We are always working on answering those most frequently asked questions we get. If you don’t see your question answers in this section please shoot us a message to get the answers you need. 

Can you really own a home for 3% down?

3% down mortgage opportunities are certainly available to lenders who meet certain credit qualifications. If you’d like to know if you’d qualify, reach out to us today

Why should I consider refinancing?

If you are looking at a refinance, you can find different reasons to make that decision. You may get better rates, remove PMI insurance, move to a fixed from an adjustable rate, remove a borrower, or many other reasons. 

What does that mean? Common credit terms.

Credit score – A credit score is a number between 300 and 850 that is based on your debts and likelihood of repaying them on time. Down payment – A down payment is the portion of the purchase price that a buyer pays in cash at the beginning of the loan. Mortgage Insurance – is written by a private mortgage insurance company to protect the mortgage lender against loss due to default or foreclosure.

Branch Manager

Rick Fernandez

NMLS #136110


We are located just off US 23 off Meridian Rd. We are right in front of Kensington Valley Ice House.

Let Us Lend a Helping Hand

For complete licensing information, Please go to | Company NMLS #129386 

Mortgage 1 (“the Company”) maintains policies and procedures designed to protect the integrity and security of consumer and customer information. Mortgage 1 a national mortgage servicer and accepts payments from consumers. We are required to be licensed as a debt collection company. NMLS #129386. Thank you for considering Mortgage 1 for your mortgage financing needs. The Mortgage 1 Inc. website uses cookies, tracking pixels and related technologies that collects personal information. Cookies are small data files that are served by our platform and stored on your device. Our site uses cookies dropped by us for a variety of purposes including to operate and personalize the website. Also, cookies may also be used to track how you use the site to target ads to you on other websites.

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