Licensed Mortgage Loan Officer

Gina Valentine – Her Story

Gina Valentine knows what’s important in the buying process: Availability and knowledge.

And Gina’s an expert in providing both through her education [she has a finance degree from MSU] and experience [she’s served as a loan officer for nearly 25 years].

I look forward to hearing your story and allowing me to be The Heart of Your Home Loan.

Why Work With Gina?

Gina’s just-the-right-balance of honesty, efficiency and care — something she’s mastered from 20-plus years years of marriage and a full house with three kids and three dogs — will help you understand the buying process and give you the information needed to make your right decision.

This — in addition to her call-anytime policy — has given the mortgage professional a large network of clients and realtors who consider Valentine a trusted, loyal friend. Case in point: Previous clients have referred the next generation; Valentine’s now helping their children make this important life transition.

Contact Us

Get In Touch

Looking for loan advice? We’d be thrilled to talk about our rural development mortgage solutions with you. Call us at 810-227-5600.

Contact Gina





1234 Divi St. San Francisco, CA 93521

Loan Options

One size doesn’t fit all. We are confident that one of our loan options will be perfect for you.

203 (k)

Get that home loan and the home improvements all wrapped up in one loan.

Conventional Loan

A standard home loan not needing to be backed up by any other agency.

FHA Loan

Loans backed up by the Federal Housing Administration that require insurance on the loan.


Is a form of a FHA Loan for qualified buyers with a qualified credit score.

Veteran Loans

The VA loan is a mortgage option available to Veterans, Service Members and select military spouses for $0 down.

Physician Mortgage Loan

A Unique loan specially crafted for physicians.